If flooding is handled the right away, it can reduce the amount of water damage that is caused. Often times the leak that caused the flooding isn’t readily visible, because it may be behind (link to pipe section here) a wall or in a ceiling. The longer a leak goes undetected, the more money it can …
Do you already have mold damage in your home? Does your insurance plan cover mold? Does homeowners insurance usually cover mold mitigation? Home insurance companies usually don’t cover mold damage unless it’s directly related to a “covered peril.” However, there are instances when mold damage and mitigation might be covered. For example, if mold is …
Does your Homeowners Insurance Cover Mold Damage? Read More »
Issues with your roof can allow moisture to seep into your property, resulting in the growth of mold. The first step for dealing with roof leaks and mold is to determine the cause of the leak and repair it. Common Reasons for Roof Leaks The most common causes of roof leaks that result in water …
If you find yourself confused by insurance terms, you’re not alone. Insurance jargon can seem complicated — that’s why we’re here to help! Our glossary of homeowner’s insurance terms will get you up to speed on language that will help you better understand your coverages and how they help you protect what matters most. Here …
We have discussed the main causes of sewer backups and the ways to prevent sewers from backing up in prior blog posts. Now, we want to talk about the process of cleaning up a sewer backup and what to expect when a water damage restoration company is called in to help you. A sewer backup …
If you’ve ever experienced flooding in your basement after heavy rainfall, you know that there’s more than just water damage that comes with it. Sewer backup claims typically involve sewage/wastewater, which is categorized as level 3 water damage. A category 3 poses a health hazard, therefore the mitigation can be very costly when cleaned up …
A backed-up sewer can cause thousands of dollars in damage to subfloors, flooring, electrical systems, walls, furniture, and other personal belongings. In this blog post, we want to help you learn about the causes of sewer backups, what you as a homeowner are responsible for maintaining and the steps you can take to protect your …
When a home or a business is damaged by fire and smoke, the devastation left by the blaze and water suppression efforts results in a mess being left behind. It can be a trying time for anyone. Hopefully, the tips and pointers we offer here will help you to know how to proceed after the …
9 Tips for Fire Damaged Home or Business Insurance Claims Read More »
Did you just get your payout amount back from your insurance adjuster or insurance company? If the amount seems right and fair, you accept the payout and get your property back to pre-disaster condition and move on. If you don’t feel that the amount is correct or fair, don’t be intimidated by your insurance company …
Working with a home insurance adjuster is common when you make an insurance claim for any property loss. Many people find this whole process of filing a claim and working with the insurance adjuster to be intimidating. You may have heard wonderful stories of being paid out on a loss and others where the person …