Insurance

When Does My Standard Homeowners Insurance Cover Water Damage?

A standard homeowners insurance policy (aka HO3) will cover water damage to the home or personal property within the home only if it’s determined that the cause was sudden and came from inside the house. Certain weather-related perils that cause water damage may also be covered in a standard policy. Unless you have an open-peril …

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The DO's of Property Insurance Claims

Homeowners and business owners often make several errors that can delay their property insurance claim, impact their insurance payout, and even determine if their insurance company will even cover their insurance claim: Do call for help immediately: A property restoration service company, emergency plumber, and board up company often are available 24/7 to help you …

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