If you find yourself confused by insurance terms, you’re not alone. Insurance jargon can seem complicated — that’s why we’re here to help! Our glossary of homeowner’s insurance terms will get you up to speed on language that will help you better understand your coverages and how they help you protect what matters most. Here …
Working with a home insurance adjuster is common when you make an insurance claim for any property loss. Many people find this whole process of filing a claim and working with the insurance adjuster to be intimidating. You may have heard wonderful stories of being paid out on a loss and others where the person …
The reason why we are covering this subject is that it has some controversy associated with it. When it comes time to file a water damage claim, you will want to make sure you understand these categories. In some cases, you will find that the insurance adjuster or insurance company might try to re-categorize or …
The Great Insurance Dispute: Categories and Classifications of Water Damage Read More »
A standard homeowners insurance policy (aka HO3) will cover water damage to the home or personal property within the home only if it’s determined that the cause was sudden and came from inside the house. Certain weather-related perils that cause water damage may also be covered in a standard policy. Unless you have an open-peril …
When Does My Standard Homeowners Insurance Cover Water Damage? Read More »
When cold weather arrives and the temperature drops below freezing, you need to have your home prepared the right way to avoid expensive water damage. Part of that preparation involves winterizing your home’s plumbing system and minimizing the amount of cold air that can come into your property. Expert Restoration recommends 8 important tasks to …
How to Winterize Your Property in 8 Do-it-Yourself Steps Read More »
When a water heater leaks, it can cause extensive water damage to your home and be one of the most frustrating situations you will experience. Gallons of water rushing all over your home, if the leak isn’t caught soon enough or water isn’t turned off soon enough. The result, you will have expensive cleanup and …
Water Heater Maintenance Can Reduce Water Damage Read More »