Did you just have a disaster that needed to be cleaned up? Does it qualify for coverage under your insurance policy? If so, you need to know your rights and what could possibly happen with your claim. Insurance companies have more experience, negotiating strength, and financial resources than you the policyholder. Most state courts realize …
Did you just realize that you have a flood in your house? If the water damage didn’t happen at a moment’s notice and is considered “gradual damage,” it probably won’t be covered by your homeowner’s insurance policy. If the water landed on the ground and flowed into your home, that also isn’t covered. It is in …
Water Damage Not Covered By Most Insurance Policies Read More »
An HO3 policy is a basic homeowner’s insurance policy. It’s basically just a contract between you and your insurer. You agree to pay a monthly fee, called a premium, and in return, they cover you and your property when things go wrong. Well, to some extent they do!! What is usually covered in an HO3 …